RefundsMerch & credit
Merch refunds before payout unlock
Merch can be refunded to card or credit before talent payout unlocks (+30d).
Talent merch is print-on-demand, not a 70/30 video split. Support can refund merch to card or Kumir credit before the talent payout unlocks (+30 days).
After unlock, print cost already paid cannot be clawed from a settled payout. Chargebacks still reverse unpaid merch earnings.